VA Benefits

Going through refinancing of my home loan through the VA (refinancing my home) got me to thinking of all the benefits I have used since I left the U.S. Navy back in 1974.  Now, there have been changes, in VA benefits, over the years since 1974.  One thing that never changes is that VA home loan benefit.  As long as you pay it off, you can use it over and over again.  I financed a manufactured home back in 1986 through the VA.  I paid it off in 1991.  I refinanced my conventional home loan to a much lower rate as I discussed in my post on refinancing my home. All in all, I'd have to say that anyone that does not use his or her VA benefits is neglecting a very valuable tool in getting ahead in life.  You are being rewarded for your service to your country.  Today's vets are all volunteers.  I enlisted in the U.S. Navy during the draft era of the Vietnam War.  I completely exhausted my VA educational benefits.  I went to college due to the VA benefits I received.  Also, if you decide to get a job with the federal government, hiring Veterans puts you a leg up on your civilian counterparts.  Most private sector employers feel it is patriotic to hire Veterans also. 

Believe it or not, there is a benefit for those without a non-service connected disability.  I applied for it.  Unfortunately, I make too much money.  I think the threshold is something like $12,000 a year.  I'm not sure how anyone can live on that amount a year.  But, you have to making about that amount to qualify for the non-service connected disability.  You can find more information on this by clicking HERE.   You can apply for VA Benefits online!  Click here for more information.


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